CHARLOTTE, N.C. — Carolina (5-12) at Jacksonville (4-13) Sunday, 1 p.m. EDT, Fox NFL odds: Jaguars by 3 1/2. Series record: Tied 4-4. Last meeting: Jaguars shut out Panthers 26-0 on Dec. 31, 2023, in Jacksonville. Panthers offense: overall (29), rush (18), pass (30), scoring (23). Panthers defense: overall (32), rush (32), pass (23), scoring (32). Jaguars offense: overall (25), rush (26), pass (24), scoring (26). Jaguars defense: overall (31), rush (25), pass (32), scoring (T29). Turnover differential: Panthers minus-5; Jaguars minus-15. Panthers player to watch Running back Chuba Hubbard is expected to be the focal point of the Panthers offense. Hubbard ran for a career-high 1,195 yards and